Employee Benefits are Broken
One-size Does Not Fit All
Delivering Personalized Benefits Programs for Employees
New tax laws have made it possible for employers to give employees more options at lower prices to meet the needs of every employee.
A Program to Meet Every Employees Needs
The New Math of Employee Benefits is Here
Our Unique Algorithms Help Employees Properly Allocate Financial Resources
Ask About our Just in Time Asset Allocation
The current one-size-fits-all programs are not meeting the needs of all employees. A Precision benefits program gives every employee the ability to allocate their benefits dollars to meet their specific needs.
Let’s face it, people like privacy. Whether an employee buys an app to help them with depression or weight loss or simply wants to create an emergency fund the use of their funds is private.
It is hard for an employee to invest in programs that “turn-off if they quit or lose their job. Much like a 401K, an employee’s health insurance, health savings account money, and other programs they have invested in are best if they are portable.
nfor1 where n = the many options for employees
Health Savings Account
Fitness Tracking App
College Debt Repayment
Smoking Cessation Program
Identity Theft Protection
Deliver a Personalized & Modern Benefits Program
27 Year-old Single Male
Income - $36,000
Employer Funds $400
$4000 Ded Health Insurance $270
College Debt Repayment $75
Fitness App $5
Emergency Fund $50
Employee Deduction $0
33 Year-old Married 2 Children
Income - $55,000
Employer Funds $1,500
$2000 Ded Health Insurance $1,442
HSA Contribution $75
Employee Deduction $597
60 Year-old Married - Children Grown
Income - $75,000
Employer Funds $1,400
$3000 Ded Health Insurance $1,442
HSA Contribution $500
Health Advocate $13
Employee Deduction $555
The average college graduate has $26,000 in debt.
The average cost of child care in the United States ranged between $9100 and $9600
48% of Americans are struggling with their weight.
A recent study by Fidelity found that a 65-year old couple retiring in 2020 will pay an average of $295,000 in health care costs over their lifetime.
There is a Better Benefits World out there
New Laws Have Enabled Employers to Reimagine Employee Benefits and Reduce Costs
Employers hold the Key to a Better Benefits Future
However, the Industry is Hiding it from you.
You Can Release the Power to Your Employees
It Doesn't Hurt to Look at What is Possible