The New Formula for Employee Benefits
New Health Insurance Laws can Lower Health Care Costs Now
A Program to Meet Every Employees Needs
Precision Benefits
The New Math of Employee Benefits is Here
Our Unique Algorithms Help Employees Properly Allocate Financial Resources
Precision Benefits
Ask About our Just in Time Asset Allocation
It's Personal
The current one-size-fits-all programs are not meeting the needs of all employees. A Precision benefits program gives every employee the ability to allocate their benefits dollars to meet their specific needs.
It's Private
Let’s face it, people like privacy. Whether an employee buys an app to help them with depression or weight loss or simply wants to create an emergency fund the use of their funds is private.
It's Portable
It is hard for an employee to invest in programs that “turn-off if they quit or lose their job. Much like a 401K, an employee’s health insurance, health savings account money, and other programs they have invested in are best if they are portable.
n4ONE where n = the many options for employees
Health Savings Account
Fitness Tracking App
College Debt Repayment
College Planning
Emergency Fund
Genetic Testing
Life Insurance
Nutrition Coaching
Health Advocate
Smoking Cessation Program
Health Insurance
Identity Theft Protection
Legal Access
Deliver a Personalized & Modern Benefits Program
Gail
45 Year-old Divorced - No Children
Income - $75,000
Employer Funds $650
$3000 Ded Health Insurance $550
HSA Contribution $100
Personal Nutriitionist $40
Weight Loss App $8
Total $698
Employee Deduction $48
Steve
60 Year-old Married - Children Grown
Income - $75,000
Employer Funds $1,400
$3000 Ded Health Insurance $1,442
HSA Contribution $500
Health Advocate $13
Total $1,955
Employee Deduction $555
Michael
27 Year-old Single Male
Income - $36,000
Employer Funds $400
$4000 Ded Health Insurance $270
College Debt Repayment $75
Fitness App $5
Emergency Fund $50
Total $400
Employee Deduction $0
Lauren
33 Year-old Married 2 Children
Income - $55,000
Employer Funds $1,500
$2000 Ded Health Insurance $1,442
HSA Contribution $75
Childcare $600
Telehealth $5
Total $2,097
Employee Deduction $597
The average college graduate has $26,000 in debt.
The average cost of child care in the United States ranged between $9100 and $9600
48% of Americans are struggling with their weight.
A recent study by Fidelity found that a 65-year old couple retiring in 2020 will pay an average of $295,000 in health care costs over their lifetime.
There is a Better Benefits World out there
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New Laws Have Enabled Employers to Reimagine Employee Benefits and Reduce Costs
Employers hold the Key to a Better Benefits Future
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However, the Industry is Hiding it from you.
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You Can Release the Power to Your Employees
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It Doesn't Hurt to Look at What is Possible
The Process
Smart
Our Unique Algorithms Ensure Employees Make the Best Benefits Decisions
Easy
Our Online Process Makes Things Easy for Employess to Enroll
Worry-free
Our Streamlined Processes and Personalized Support Makes This Worry-free for Employers
CONTACT US
405 Waltham St #221 Lexington MA 02421
Tel: 508-498-7591